Try to win big with Synchrony HOME through August 31.
$500 Weekly Prizes
$25 Instant-Win Prizes
NO PURCH. NEC. Ends 8/31/2024. For Official Rules visit www.synchrony.com/HOMEforthewinPromotional Financing
on qualifying purchases. 1
Promotional Financing
on purchases of $299 up to $1,998.99. 1
Promotional Financing
on purchases of $1,999 or more. 1
Discover places you can shop with your Synchrony HOME™ Credit Card.
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With your Synchrony HOME Credit Card, you can take advantage of special offers from our partners.
The MySynchrony app for iOS and Android lets you manage your account and find nearby retailers and offers anywhere, anytime. 3
Make the best decision on how to budget your purchase with our convenient Payment Calculator.
Have questions? We have answers.
What are the benefits of using the Synchrony HOME Credit Card?With the Synchrony HOME Credit Card you can take advantage of many card benefits including:
The Synchrony HOME Credit Card is accepted at all Synchrony HOME Partner locations. We have partners in home categories including furniture, mattresses, electronics & appliances and more. To find Synchrony HOME Partners, check out Synchrony HOME retailers or visit our store locator to find locations near you.
How do I shop online with my Synchrony HOME Credit Card?For Synchrony HOME Partners that accept the card online look for the option to pay with a Synchrony HOME Credit Card on the payment page. Enter your Synchrony HOME Credit Card account number when prompted.
Will I be charged interest on a purchase that qualifies for the everyday 6 or 12 month promotional financing offer?
You will only be charged interest on your promotional balance if you do not pay it off within the promotional period.
What if I have multiple promotional financing balances on my Synchrony HOME account at the same time?
The promotional summary box on your monthly statement will clearly show the balance for each promotional financing purchase and corresponding expiration date. You can always choose to pay off your promotional balance earlier as well.
Synchrony HOME ™ cardholders can manage their account online by registering / logging in or Chat with us (chat is unavailable in Internet Explorer) if you need additional account assistance.
How can I contact customer service for the Synchrony HOME Credit Card?You may call 1-844-335-5909 to speak to a customer service representative.
Realize your dream home with help from the Synchrony HOME Credit Card, accepted at thousands of locations nationwide. 1
1 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
2 No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Synchrony HOME Credit Card. 6 months on purchases of $299 – $1,998.99 or 12 months on purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
3 New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms.
4 Cardholders may be required to provide their annual net income if their recent information is not on file. Cardholder income will be used as a factor to determine eligibility for a credit limit increase.
